Accident and  Injury Insurance Disputes

Insurance companies deal with claims in very specific and deliberate manner that helps protect their companies bottom line, including, but not limited to:

• Insurance companies often attempt to contact the victim directly to offer an immediate settlement that does not take into account the full extent of the your injuries, future medical treatment you may require as a result of your injuries, the full value of property damage, or a potential long-tern or permanent diminished quality of life you may be subject to as a direct result of your injuries;

• Delay or dispute the value of the claim so that the insurance company may recover all or part of the settlement amount they will have to pay out by continuing to earn interest in their operating accounts. The longer their money stays in their account, the more interest they earn. make no mistake about it, insurance companies are "For-Profit" organizations.

• Delay or dispute the value of the claim in an effort to discourage the victim to a point that the victim simply wants the ordeal to be over, or become financially desperate enough to accept a lower settlement amount.

• If the case goes to trial, the insurance company may try to dispute the validity of your injuries, the need for specific medical, rehab, or therapeutic treatment you have received, diminished quality of life claims, the need for long-term or permanent medical or therapeutic treatment. The Insurance company may also choose to dispute that their insurance policy holder was at fault, and that your actions were a contributing factor or the cause of the accident or incident.